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About UsAbout Us

Logo_shinhanfinance

Shinhan Vietnam Finance Company Ltd., (Shinhan Finance), a member of Shinhan Card (Korea) – a fully foreign owned consumer finance company acquired from Prudential Vietnam Finance Company officially since 2019. With Shinhan Card’s know-how in financial products and more than 10-years-experience of Prudential in Vietnam consumer lending market, Shinhan Finance will be the best customer-oriented Finance Company in Vietnam.

With the widespread business network nationwide, the company has capability to serve customers with flexible financial solutions, enabling our customers to fulfill their dreams and enhance their living standards. We are highly honored to serve hundreds of thousands of customers and more and more customers have trust in using the company’s services. We will continue to develop our strength, improve service quality as well as ensure credit management quality and crisis management, committing to become a transparent and reliable financial company in the Vietnamese market with the business philosophy: Be “the best” company rather than “the-most-profitable”.

Our groupOur group

About Shinhan Financial Group

Logo_ShinhanFinancialGroup

Shinhan Financial Group (SFG) is a leading financial holding company incorporated in Korea. SFG has a well-diversified business portfolio, with key business segments including Shinhan Bank, Shinhan Card, Shinhan Investment Corp., Shinhan Life Insurance, Shinhan Capital and Shinhan BNP Paribas Asset Management.


SFG is listed in both the Korea Exchange and New York Stock Exchange under the stock code 055550.KRX and SHG.NYSE respectively, with a market capitalization of approximately KRW25.3 trillion (c.US$23.6 billion) as of [January 30, 2018]. SFG has a diversified shareholding ownership with no single shareholders owning more than 10% of the company. Key shareholders of SFG include National Pension Service of Korea (9.55%), SFG ESOP (4.72%), BNP Paribas (3.79%), The Government of Singapore (2.41%) and BlackRock Fund Advisors (1.99%).


SFG is well-recognized globally and ranked 44th in the Top 500 Banking Brands by The Banker in 2016. In addition, SFG has strived to become Korea’s leading world-class financial group with a global network of 213 branches in 20 countries and with a strong focus on Indonesia financial market through multiple subsidiaries. Shinhan Bank has a subsidiary Bank Shinhan Indonesia (BSI) in Indonesia, established through the acquisition Bank Metro Express which subsequently merged with Centratama Nasional Bank (“CNB”) in 2016. BSI currently operates 60 outlets, including 22 branches and 37 sub-branches. In addition, Shinhan Investment has a subsidiary PT Shinhan Sekuritas Indonesia in Indonesia.

 

About Shinhan Card

Logo_ShinhanCard

Shinhan Card was founded in 1987 and is a wholly-owned subsidiary of SFG. It offers a full range of financial products and services through Shinhan Bank’s 900 branches as well as its own 25 branches nationwide. Shinhan Card’s main businesses include credit purchase, purchase with instalment, cash advance, card loan and instalment/lease finance of automobiles. Shinhan Card has also implemented key initiatives in big data, mobile and online payment gateway business, and has overseas branches in Indonesia, Kazakhstan, Vietnam and Myanmar.


Shinhan Card is the dominant number 1 credit card business in Korea after the merger with LG Card in 2007. Shinhan Card has 25 million accounts in-force which cover approximately 89% of the working age population in Korea.

Shinhan Card enjoys strong credit rating among rating agencies [AA+ (Local), A2 (Moody’s), A- (S&P), A- (Fitch)].

Shinhan Card has continued to innovate in marketing and product development through the years with successful initiatives such as customized marketing system, Shinhan Pay FAN (mobile payment platform). Its leading position is recognized by multiple industry awards.

 

Management TeamManagement Team

Atul Dixit

Atul Dixit

Chief Executive Officer

Sang Reol Shin

Sang Reol Shin

Chief Risk Officer

Vo Hai Linh

Vo Hai Linh

Chief Financial Officer

Tran Thi Ngoc Nhung

Tran Thi Ngoc Nhung

Head of Human Resources

Bao Van

Bao Van

Head of Branch Network

Le Que Huong

Le Que Huong

Head of Customer Experience,
Brand & Communications

Tran Gia Binh

Tran Gia Binh

Head of Sales

Pham Minh Lap

Pham Minh Lap

Head of Sales

Tran Phu Vinh

Tran Phu Vinh

Head of Legal & Compliance

Yang Hyung Mo

Yang Hyung Mo

Head of Strategy & Planning

Han Seung Hyo

Han Seung Hyo

Head of Synergy & New Business

Atul Dixit

Atul Dixit

Chief Executive Officer

Sang Reol Shin

Sang Reol Shin

Chief Risk Officer

Vo Hai Linh

Vo Hai Linh

Chief Financial Officer

Tran Thi Ngoc Nhung

Tran Thi Ngoc Nhung

Head of Human Resources

Bao Van

Bao Van

Head of Branch Network

Le Que Huong

Le Que Huong

Head of Customer Experience,
Brand & Communications

Tran Gia Binh

Tran Gia Binh

Head of Sales

Pham Minh Lap

Pham Minh Lap

Head of Sales

Tran Phu Vinh

Tran Phu Vinh

Head of Legal & Compliance

Yang Hyung Mo

Yang Hyung Mo

Head of Strategy & Planning

Han Seung Hyo

Han Seung Hyo

Head of Synergy & New Business

OUR BRANDOUR BRAND

CI Story

 

Accordingly, the key words that comprise the new Brand identity are: commitment to expansion to achieve a major leap towards a global financial firm that leads the 21st century “Commitment to expansion”; a firmly established standing as a frontrunner among professional financial firms and customer-orientation “A Frontrunner Status”; and the quest for integrative and diverse financial networks “Scale”.

 

 

Board of DirectorsBoard of Directors

Niall Dermot Grady

Niall Dermot Grady

Chairman

Niall Grady was appointed Chief Compliance Officer, Prudential Corporation Asia (“PCA”) in January 2017. Prior to his appointment, Niall was Chief Risk Officer of Eastspring Investments, Singapore Ltd, the Asian asset management business of Prudential plc, where he was responsible for Legal, Risk & Compliance. Before joining Eastspring Investments in 2013, Niall was Regional Director of Enterprise Risk Management (“ERM”) for PCA responsible for the Risk Management Framework, the Solvency II project and Operational Risk. Niall joined Prudential Plc in 2007 before which he spent 10 years at Ford Credit plc, a wholly owned financial services subsidiary of Ford Motor Co specializing in automotive finance.

Niall has 19 years of financial industry experience and a degree in Financial Services from the University of Manchester (UK) business school and is a Chartered Associate of Institute of Financial Services (ACIF).

Adrian Thomas O’Connor

Adrian Thomas O’Connor

Board Member

Adrian O’Connor is Chief Financial Officer of Prudential Corporation Asia and a member of the Board of Directors. Prior to assuming this role, Adrian was a Managing Director, Insurance, and Chief of Staff.

Adrian has over 25 years of experience in the life insurance industry in Europe, U.S. and Asia.

Prior to joining Prudential, he was Senior Vice President and Chief Actuary of New York Life International. He has also held senior management positions at AIG, including as Chief Financial Officer of their Worldwide Accident & Health Business and in a number of actuarial roles.

Adrian began his career with Eagle Star in Ireland and subsequently spent more than ten years with Norwich Union Life (Ireland).

Nigel James Clark

Nigel James Clark

Board Member

Nigel Clark is Regional Director, Commercial Management at Prudential Corporation Asia. Nigel’s responsibilities include corporate property and the oversight of Prudential’s shared service centre in Singapore. Nigel is a member of several of PCA’s local boards and audit committees.

Nigel joined Prudential in 2003 and has undertaken a variety of senior management roles in the Regional Head Office, Japan Life, Vietnam Consumer Finance Company, Prudential Services Singapore and Prudential Services Asia in Malaysia.

Prior to joining Prudential, Nigel held senior finance positions in banks and life insurance companies in the UK, Australia, Vietnam and Malaysia.

Nigel qualified as Fellow of the Association of Chartered Certified Accountants with a London based accountancy practice and holds a Diploma inNon-Executive Directorship.

Stephen James Clark (Steve Clark)

Stephen James Clark (Steve Clark)

Board Member

Steve is Chief Executive Officer of Prudential Vietnam Assurance. Steve has 30-year experience and worked for a number of insurers and financial services firms with extensive experience in various functions.
Steve received his MBA from City University of London in 1997 and completed a Finance for Senior Executives program from the Asian Institute of Management in Philippines. Prior to that, he received Trustee Certification from Pensions Management Institute (PMI) in London.

Atul Dixit

Atul Dixit

Board Member

Atul was appointed as CEO in February 2017. He has been with Prudential Vietnam Finance Company since October 2008; before elevation as CEO, he was Head of Sales & Marketing. He has an extensive experience in consumer finance industry. Before joining Prudential, he had worked with CitiFinancial India in various functional areas such as Sales, Collections, Product Management and Branch Network.

Atul received his Post Graduate diploma in Business Management from Institute of Finance & International Management (IFIM), Bangalore (India) in 1997.

Jerome Georges Louis Barneche

Jerome Georges Louis Barneche

Board Member

Jerome Barneche is Senior Director, Operational Risk at Prudential Hong Kong. Prior to assuming this role, Jerome was Head of Enterprise Risk Management at the Regional Head office of Prudential Corporation Asia in Hong Kong. He also held a senior position in the Group-wide Internal Audit function of Prudential plc, in London. He has been on the Board of Directors of Prudential Vietnam Finance Company since February 2015, and is also Chairman of the Audit Committee.
Jerome has over 15 years of experience working for financial institutions in France, the UK, and Asia. He worked in a number of banks, including BNP Paribas, the Royal Bank of Scotland and Lloyds Banking Group before joining Prudential.
Jerome holds a Master’s Degree in Financial Economics, and an MBA.

Niall Dermot Grady

Niall Dermot Grady

Chairman

Niall Grady was appointed Chief Compliance Officer, Prudential Corporation Asia (“PCA”) in January 2017. Prior to his appointment, Niall was Chief Risk Officer of Eastspring Investments, Singapore Ltd, the Asian asset management business of Prudential plc, where he was responsible for Legal, Risk & Compliance. Before joining Eastspring Investments in 2013, Niall was Regional Director of Enterprise Risk Management (“ERM”) for PCA responsible for the Risk Management Framework, the Solvency II project and Operational Risk. Niall joined Prudential Plc in 2007 before which he spent 10 years at Ford Credit plc, a wholly owned financial services subsidiary of Ford Motor Co specializing in automotive finance.

Niall has 19 years of financial industry experience and a degree in Financial Services from the University of Manchester (UK) business school and is a Chartered Associate of Institute of Financial Services (ACIF).

Adrian Thomas O’Connor

Adrian Thomas O’Connor

Board Member

Adrian O’Connor is Chief Financial Officer of Prudential Corporation Asia and a member of the Board of Directors. Prior to assuming this role, Adrian was a Managing Director, Insurance, and Chief of Staff.

Adrian has over 25 years of experience in the life insurance industry in Europe, U.S. and Asia.

Prior to joining Prudential, he was Senior Vice President and Chief Actuary of New York Life International. He has also held senior management positions at AIG, including as Chief Financial Officer of their Worldwide Accident & Health Business and in a number of actuarial roles.

Adrian began his career with Eagle Star in Ireland and subsequently spent more than ten years with Norwich Union Life (Ireland).

Nigel James Clark

Nigel James Clark

Board Member

Nigel Clark is Regional Director, Commercial Management at Prudential Corporation Asia. Nigel’s responsibilities include corporate property and the oversight of Prudential’s shared service centre in Singapore. Nigel is a member of several of PCA’s local boards and audit committees.

Nigel joined Prudential in 2003 and has undertaken a variety of senior management roles in the Regional Head Office, Japan Life, Vietnam Consumer Finance Company, Prudential Services Singapore and Prudential Services Asia in Malaysia.

Prior to joining Prudential, Nigel held senior finance positions in banks and life insurance companies in the UK, Australia, Vietnam and Malaysia.

Nigel qualified as Fellow of the Association of Chartered Certified Accountants with a London based accountancy practice and holds a Diploma inNon-Executive Directorship.

Stephen James Clark (Steve Clark)

Stephen James Clark (Steve Clark)

Board Member

Steve is Chief Executive Officer of Prudential Vietnam Assurance. Steve has 30-year experience and worked for a number of insurers and financial services firms with extensive experience in various functions.
Steve received his MBA from City University of London in 1997 and completed a Finance for Senior Executives program from the Asian Institute of Management in Philippines. Prior to that, he received Trustee Certification from Pensions Management Institute (PMI) in London.

Atul Dixit

Atul Dixit

Board Member

Atul was appointed as CEO in February 2017. He has been with Prudential Vietnam Finance Company since October 2008; before elevation as CEO, he was Head of Sales & Marketing. He has an extensive experience in consumer finance industry. Before joining Prudential, he had worked with CitiFinancial India in various functional areas such as Sales, Collections, Product Management and Branch Network.

Atul received his Post Graduate diploma in Business Management from Institute of Finance & International Management (IFIM), Bangalore (India) in 1997.

Jerome Georges Louis Barneche

Jerome Georges Louis Barneche

Board Member

Jerome Barneche is Senior Director, Operational Risk at Prudential Hong Kong. Prior to assuming this role, Jerome was Head of Enterprise Risk Management at the Regional Head office of Prudential Corporation Asia in Hong Kong. He also held a senior position in the Group-wide Internal Audit function of Prudential plc, in London. He has been on the Board of Directors of Prudential Vietnam Finance Company since February 2015, and is also Chairman of the Audit Committee.
Jerome has over 15 years of experience working for financial institutions in France, the UK, and Asia. He worked in a number of banks, including BNP Paribas, the Royal Bank of Scotland and Lloyds Banking Group before joining Prudential.
Jerome holds a Master’s Degree in Financial Economics, and an MBA.

award & recognitionaward & recognition

The State Bank of Vietnam Governor's Award 2016

Prudential Finance proudly received “The State Bank of Vietnam Governor’s Award” based on the Decision No. 2062/QĐ-NHNN of the SBV Governor issued on October 19, 2016 for its outstanding contributions to the banking industry for years 2014 – 2015.

Excellent Performance Award 2015

Prudential Finance proudly celebrated the recognition of “Excellent Performance” 2015 Award in two consecutive years, according to the Decision No. 1286/QĐ-NHNN of the Governor of the State Bank of Vietnam (SBV) issued on June 16, 2016. 

Excellent Performance Award 2014

Prudential Finance becomes the first consumer finance company in Vietnam to receive “Excellent Performance” Award from the State Bank of Vietnam (SBV), according to Decision No. 884/QĐ-NHNN issued on May 22, 2015 by the Governor of SBV.

The Best Finance Company 

Prudential Finance becomes the first consumer finance company in Vietnam to receive “The Best Finance Company_Consumer's choice” Award recognized by Vietnam Banking Association and IDG Vietnam in 2015.

Certificate Of Merit

Certificate of Full Compliance with Credit Regulations in 2011 according to the Decision 118/QĐ-TTTD issued by the Govenor of Credit Information Center, State Bank of Vietnam on December 26, 2011.

Certificate Of Merit

Certificate of Full Compliance with Credit Regulations in 2013 and half-year of 2014 according to the Decision 204/QĐ-TTTD issued by the Govenor of Credit Information Center, State Bank of Vietnam on July 8, 2014.

Sustainable Development Award

Prudential Finance received the Sustainable Development Award from Ministry of Commerce in 2009 for the excellent contributions to the economic integration of Vietnam.

Certificate Of Merit

Certificate of Full Compliance with with Tax regulation and Payment according to the Decision 1974/QĐ-CT issued by the Head of HCMC Tax Department on May 12, 2015.

Certificate of Merit

Certificate to Chief Executive Officer for the Good care of employees according to the Decision 49/QĐ-UBND issued by the Chairman of District 1 People's Committee on May 10, 2015.

Golden Dragon Award

Prudential Finance received the Gold Dragon Award in 4 consecutive years (2009-2012) for the best services, recognized by Vietnam Economic Times.

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